[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.proca.cz\/finance-v-pojmech\/#Article","mainEntityOfPage":"https:\/\/www.proca.cz\/finance-v-pojmech\/","headline":"Finance v pojmech","name":"Finance v pojmech","description":"N\u011bkdy se to plete dohromady, n\u011bkdy netu\u0161\u00edme, o \u010dem je \u0159e\u010d. Vyberu nap\u0159\u00edklad tyto pojmy. Kovenanty dluhopisu, stagflace, hypote\u010dn\u00ed \u00fav\u011br. Kolika pojm\u016fm jste porozum\u011bli? Asi jen tomu posledn\u00edmu, \u017ee ano. To se nen\u00ed co divit, s t\u011bmi p\u0159ede\u0161l\u00fdmi snad ani b\u011b\u017en\u00fd \u010dlov\u011bk nep\u0159ijde do styku. Tak\u017ee se ani nebudu sna\u017eit je vysv\u011btlovat a z\u016fstaneme hned... <div class=\"read-more\"><a href=\"https:\/\/www.proca.cz\/finance-v-pojmech\/\">Read More<\/a><\/div>","datePublished":"2023-06-28","dateModified":"2023-07-28","author":{"@type":"Person","@id":"https:\/\/www.proca.cz\/author\/#Person","name":"","url":"https:\/\/www.proca.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d6cba3ab97c30e0df0e32548954cb6b1550f4672bd3a4687bf1118b122d757e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d6cba3ab97c30e0df0e32548954cb6b1550f4672bd3a4687bf1118b122d757e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"proca.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.proca.cz\/wp-content\/uploads\/money-515058_640.jpg","url":"https:\/\/www.proca.cz\/wp-content\/uploads\/money-515058_640.jpg","height":0,"width":0},"url":"https:\/\/www.proca.cz\/finance-v-pojmech\/","about":["Online"],"wordCount":413,"articleBody":"   N\u011bkdy se to plete dohromady, n\u011bkdy netu\u0161\u00edme, o \u010dem je \u0159e\u010d. Vyberu nap\u0159\u00edklad tyto pojmy. Kovenanty dluhopisu, stagflace, hypote\u010dn\u00ed \u00fav\u011br. Kolika pojm\u016fm jste porozum\u011bli? Asi jen tomu posledn\u00edmu, \u017ee ano. To se nen\u00ed co divit, s t\u011bmi p\u0159ede\u0161l\u00fdmi snad ani b\u011b\u017en\u00fd \u010dlov\u011bk nep\u0159ijde do styku. Tak\u017ee se ani nebudu sna\u017eit je vysv\u011btlovat a z\u016fstaneme hned u toho posledn\u00edho dvojslov\u00ed. Hypote\u010dn\u00ed \u00fav\u011br neboli kr\u00e1tce hypot\u00e9ka je dnes ji\u017e b\u011b\u017en\u00e1 v\u011bc i v na\u0161ich krajin\u00e1ch. Co bylo za komunist\u016f nemysliteln\u00e9, je nyn\u00ed b\u011b\u017enou z\u00e1le\u017eitost\u00ed. Snad je\u0161t\u011b pro ty, kte\u0159\u00ed nev\u00ed o\u010d kr\u00e1\u010d\u00ed. Pokud chcete rychle bydlet a nem\u00e1te na to vlastn\u00ed prost\u0159edky, m\u016f\u017eete si po\u017e\u00e1dat o hypot\u00e9ku a pokud ji dostanete vlastn\u011b p\u016fj\u010dku na byt, nebo d\u016fm. Ve sv\u00e9 podstat\u011b pak t\u00edm samotn\u00fdm ru\u010d\u00edte za to, \u017ee budete spl\u00e1cet. Samoz\u0159ejm\u011b, \u017ee to nen\u00ed automatick\u00e9, pro z\u00edsk\u00e1n\u00ed t\u00e9to hypot\u00e9ku mus\u00ed \u010dlov\u011bk splnit n\u011bkter\u00e1 krit\u00e9ria. V\u011b\u0159itel pak s\u00e1m posoud\u00ed, zda pen\u00edze d\u00e1 nebo ned\u00e1. Nejv\u011bt\u0161\u00edm probl\u00e9mem b\u00fdv\u00e1 registr. \u017dadatel toti\u017e b\u00fdv\u00e1 kontrolov\u00e1n v registru dlu\u017en\u00edk\u016f. A pokud je zde jedin\u00fd z\u00e1znam, \u017e\u00e1dost kon\u010d\u00ed obrazn\u011b v ko\u0161i a v\u011bc je uzav\u0159ena. \u017d\u00e1dnou p\u016fj\u010dku nikde nedostane. Na\u0161t\u011bst\u00ed i zde jsou ur\u010dit\u00e9 v\u00fdjimky. Nen\u00ed jich mnoho a pokud m\u00e1 \u017eadatel ten z\u00e1pis jako jedin\u00fd, nebo dok\u00e1\u017ee vysv\u011btlit, jak se to mohlo st\u00e1t, m\u016f\u017ee p\u0159esto pen\u00edze z\u00edskat. Samoz\u0159ejm\u011b nesm\u00ed b\u00fdt z\u00e1znam\u016f, jak naseto. Ona toti\u017e existuje spole\u010dnost, kter\u00e1 pou\u017e\u00edv\u00e1 takzvan\u00e9 hypot\u00e9ky bez registru. A je to o tom, co je naps\u00e1no. Do registru se sice nakoukne, ale ned\u011bl\u00e1 se z toho trag\u00e9die. Nebere se to tak p\u0159\u00edsn\u011b. Samoz\u0159ejm\u011b, \u017ee je to na posouzen\u00ed \u010dist\u011b on\u00e9 spole\u010dnosti a je to p\u0159\u00edpad od p\u0159\u00edpadu. Nelze to n\u011bjak pau\u0161alizovat. Na druh\u00e9 stran\u011b je fakt, \u017ee p\u0159\u00edpad\u016f, kdy by pen\u00edze neposkytli maj\u00ed tak dva do roka, a to je\u0161t\u011b mo\u017en\u00e1. Tak\u017ee pokud vy zrovna n\u011bjak\u00e9 pen\u00edze pot\u0159ebujete a nem\u00e1te, m\u016f\u017eete si to nez\u00e1vazn\u011b zkusit.                                                                                                                                                                                                                                                                                                                                                                                           4.2\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finance v pojmech","item":"https:\/\/www.proca.cz\/finance-v-pojmech\/#breadcrumbitem"}]}]